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Easy Chocolate Chip Pancakes (Fluffy & Budget-Friendly)

These Easy Chocolate Chip Pancakes are light, fluffy, and packed with gooey chocolate in every bite! Perfect for busy mornings, this 20-minute breakfast costs under $10 and uses simple pantry ingredients. Whether it’s a school-day treat or a lazy Sunday brunch, your family will love these quick and budget-friendly pancakes — no fancy equipment needed, just pure homemade comfort!

  • Total Time: 20 minutes
  • Yield: 8 pancakes (4 servings) 1x

Ingredients

Scale

  • 1 cup all-purpose flour

  • 2 teaspoons baking powder

  • 2 tablespoons sugar

  • ¼ teaspoon salt

  • 1 large egg

  • ¾ cup milk (whole or 2%)

  • 2 tablespoons melted butter (plus more for cooking)

  • ½ teaspoon vanilla extract

  • ½ cup chocolate chips (semi-sweet or milk chocolate)

Optional toppings: maple syrup, whipped cream, banana slices, or fresh berries

Instructions

  • Mix the Dry Ingredients (Minutes 0–5):
    In a large bowl, whisk together the flour, baking powder, sugar, and salt.

  • Add the Wet Ingredients (Minutes 5–8):
    Add the egg, milk, melted butter, and vanilla extract. Whisk until just combined. Don’t overmix — a few lumps are okay!

  • Fold in Chocolate Chips (Minutes 8–10):
    Gently stir in the chocolate chips with a spatula until evenly distributed.

  • Cook the Pancakes (Minutes 10–15):
    Heat a greased non-stick skillet or griddle over medium heat. Pour ¼ cup batter per pancake.
    When bubbles form and edges set (about 2 minutes), flip and cook for another 1–2 minutes until golden brown.

  • Serve & Enjoy (Minutes 15–20):
    Stack pancakes high and top with butter, syrup, or your favorite toppings.

Notes

  • Make-Ahead Tip: Freeze cooked pancakes in a single layer. Reheat in the toaster for 30 seconds for a quick weekday breakfast.

  • Dairy-Free Option: Use almond milk and coconut oil instead of milk and butter.

  • For Extra Fluff: Add 1 tablespoon of Greek yogurt to the batter.

  • Kid Tip: Let kids add their own toppings — it makes breakfast fun!

  • Author: Sophie
  • Prep Time: 5 minutes
  • Cook Time: 15 minutes
  • Category: Breakfast
  • Method: Stovetop
  • Cuisine: American

Nutrition

  • Serving Size: 2 pancakes
  • Calories: 315 kcal
  • Sugar: 18g
  • Sodium: 260mg
  • Fat: 13g
  • Saturated Fat: 6g
  • Unsaturated Fat: 6g
  • Trans Fat: 0g
  • Carbohydrates: 42g
  • Fiber: 2g
  • Protein: 7g
  • Cholesterol: 55mg

Keywords: easy chocolate chip pancakes, quick pancakes, budget breakfast, family breakfast, fluffy pancakes